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The loan originators charged in the indictment were: WEN FANG “FANNY” WANG, YING CHUAN “SHELLEY” WANG, JIE QIONG “MICHELLE” NAN, CHI FUNG “DANNY” LAU, and PHOEBE LEE. Loan officers are charged with creating false gift letters to obscure the source of the borrowers’ down payments and disguise borrowers’ liabilities as assets. According to the indictment, originators coached borrowers to inflate their income, assets, and job titles, and to falsify Verification of Employment forms. Managers also encouraged loan officers and processors to be discreet by making sure that the falsified information would be believable in the eyes of the Bank’s regulator, the Office of the Comptroller of the Currency, as well as Fannie Mae.ĪBACUS loan originators, also called loan officers, are accused of regularly instructing prospective borrowers to make misrepresentations in their loan applications and often authored falsified documents themselves. According to the indictment, these ABACUS managers trained lower level employees that the accuracy of loan application information was immaterial what mattered was making sure that borrowers were able to obtain Fannie Mae-backed mortgages. Also charged in the indictment is WAI HUNG “RAYMOND” TAM, the Loan Origination Supervisor. WONG was the most senior Loan Department manager and reported directly to the Bank’s CEO. Fannie Mae then repackaged the fraudulent mortgages into mortgage-backed securities that were sold.Ĭharged in the indictment is YIU WAH WONG, who served as the Bank’s Chief Credit Officer, Vice President, and Underwriting Supervisor. Abacus Bank then sold these loans to Fannie Mae. Law enforcement believes that both managers and employees of Abacus bank regularly and systematically falsified residential mortgage applications.This was done in order to ensure that commissions and fees were earned by getting unqualified borrowers loans. In fact, the New York County District Attorney’s Office believes that those involved were former senior managers and former employees who worked in various capacities for Abacus Bank’s lending business. If prosecutors are correct in their allegations, the defendants involved in this roughly five year long mortgage fraud scam were not low end employees. NY PL 175.10 is an “E” felony with a potential punishment of up to four years in state custody. The “C” felonies of NY PL 155.40 and NY PL 187.20 do not have mandatory terms of incarceration for first time felony offenders, but carry a maximum sentence of five to fifteen years in prison. The most serious of these offenses, NY PL 187.25 and NY PL 155.42, are “B” felonies that require a minimum of one to three and a maximum of eight and one third to twenty five years in prison post conviction. Beyond the eleven individuals arrested in this scheme and the indictment of Abacus Bank, eight other former employees have already pleaded guilty to various felony offenses.Īmong other crimes, the 184 count indictment against Abacus Bank and her eleven former employees charges Residential Mortgage Fraud in the First Degree (New York Penal Law 187.25), Residential Mortgage Fraud in the Second Degree (New York Penal Law 187.20), Grand Larceny in the First Degree (New York Penal Law 155.42, Second Degree Grand Larceny (New York Penal Law 155.40) and Falsifying Business Records in the First Degree (New York Penal Law 175.10). Not merely one or two loans, prosecutors contend these men and women perpetrated a false document mortgage fraud scheme involving sales in the hundreds of millions of dollars. Led by Manhattan District Attorney Cyrus Vance, Jr., prosecutors believe that Abacus Federal Savings Bank and eleven former employees were the central platform behind the sale of fraudulent loans to Fannie Mae. Nick Fury’s Howling Commandos have struck another blow against alleged criminal disorder in the great City of New York. Mac OS X: Double-click the font file Click "Install font" button. Adine Kirnberg +1 by Typographer Mediengestaltung. Windows 10/8/7/Vista: Right click on the font file and select Install. : Press Ctrl+C/Cmd+C to copy and Esc to close this dialog. You'll need to extract the fonts from the ZIP or RAR file before installing them, then: So use the below download button and get the Museo Family Font in your window, Mac or Android in form of OTF, TTF formate. It will also be used to create an awesome image, text with various types of colors and text. With the largest collection of award-winning type as well as access to the world’s most sought after foundries and type designers, Monotype Fonts enables creative. Museo Family Font are very suitable for logos, branding, invitations, stationery, wedding designs, invitations, logos, business cards, covers, on shirts, social media posts and more. : Press Ctrl+C/Cmd+C to copy and Esc to close this dialog. Monotype Fonts is the only on-demand font service designed by creatives, for creatives making it easier than ever to find, manage and share the world’s best typography. They are organized into highly regular formal types similar to cursive writing and looser, more casual scripts. Museo Family Font is available as a Personal & Commercial Use! fonts that are equipped starting from uppercase, lowercase, Numeric, and some Special character and alternates. Script typefaces are based upon the varied and often fluid stroke created by handwriting, pretty much like the cursive fonts just typically more elegant. It has an elegant and modern character by adjusting design developments. 100% free to download and install it into the system for your Personal & Commercial Use!. Dropkicker is a serif font family from designer UICreative. Today going to introduce the good Sans Serif Slab Serif Serif font called Museo Family Font updated on Oct 30, 2019. Likewise, instead of mocking the Config facade, simply call the Config::set method in your tests. Instead, pass the input you desire into the HTTP helper methods such as get and post when running your test. Mail::assertSent(OrderShipped::class, function ($mail) use ($user) You should not mock the Request facade. Assert a message was sent to the given users. When using fakes, assertions are made after the code under test is executed: order->id = $order->id You may then assert that mailables were sent to users and even inspect the data they received. You may use the Mail facade's fake method to prevent mail from being sent. When using fakes, assertions are made after the code under test is executed: order->id = $order->id Įvent::assertNotDispatched(OrderFailedToShip::class) How to mock Eloquent Model in Laravel 8 when calling a route in PHPUnit Asked 2 years, 2 months ago Modified 2 years, 2 months ago Viewed 5k times Part of PHP Collective 0 I'm trying to mock a method in the Model so that I am able to test the controller api endpoint with different scenarios. You may then assert that events were dispatched and even inspect the data they received. When using fakes, assertions are made after the code under test is executed: order->id = $order->id īus::assertNotDispatched(AnotherJob::class) Īs an alternative to mocking, you may use the Event facade's fake method to prevent all event listeners from executing. Of course, you are free to use Mockery or PHPUnit to create your own mocks or spies.Īs an alternative to mocking, you may use the Bus facade's fake method to prevent jobs from being dispatched. When testing Laravel applications, you may wish to mock certain aspects of your application so they are not actually executed during a given test. These helpers primarily provide a convenience layer over Mockery so you do not have to manually make complicated Mockery method calls. Laravel provides helpers for mocking events, jobs, and facades out of the box. This allows you to only test the controller's HTTP response without worrying about the execution of the event listeners, since the event listeners can be tested in their own test case. For example, when testing a controller that dispatches an event, you may wish to mock the event listeners so they are not actually executed during the test. When testing Laravel applications, you may wish to "mock" certain aspects of your application so they are not actually executed during a given test. Next, when working on your repeat pattern, you place all the pattern elements inside of this background layer. For surface pattern design, typically you make your square background layer your Symbol. When you want to create a Symbol, you need to select the layer that you want to be affected, and then you simply go to the Symbol Studio and select Add Symbol from Selection. half-elf fighter and Xaukrus, a lamia monk. You access your Symbols and all the editing functions in the Symbol Studio. An AI-powered project, letting you create any kind of art through mixing. By default you switch their synchronization on, but if you wish to edit only one of the Symbols (without affecting the others) you can switch this synchronization off. When you create a Symbol, you also create an automatic linking. The way I see Symbols is that they’re quite like a copy tool or a tracing tool in a way. The reason to know the artboard size is that you’ll need to create a rectangle the same size as the artboard in the next step. Step 4: Create an offset path from the rectangle. Make sure that the Align to Artboard option is checked. Choose Horizontal Align Center and Vertical Align Center on the Align panel. Step 3: Align the rectangle to the center of the artboard. For example, my artboard size is 210 x 294 mm. Click OK and you’ll create a rectangle the same size as your artboard. What is a Symbol really? Serif define it as “an intelligent object that can be placed repeatedly in your document”. A quick way to find out the artboard size is by selecting the Artboard Tool and you can see the size info on the Properties panel. I personally felt a bit intimidated by using Symbols, but now we’re best friends :) In order to create this amazing Live Pattern Preview, you need to get a bit more familiar with using Symbols in Affinity Designer. How to Create a System Architecture Diagram? The system architecture diagram makes you compliant to the industrial standards and hence your reputation increases in the eyes of compliance agencies and saves you from the millions or billions of fines. It is the duty of the supplier to remain compliant to the regulatory bodies standards. The supplier then creates the exact model of the system, the customer wants and then the market value of the supplier gradually increases. The system architecture diagram is made by taking the customers wants and needs and then the system developers get the straight path to develop the system by keeping the customer’s perspective in mind.īetter relationship between supplier and customerĪs mentioned above, the system architecture diagram is made by taking the customer wants and needs. The system architecture diagram is the base of the system, it acts as the guidance for the developers’ teams to collaborate, communicate, develop, maintain, and upgrade the system efficiently. Some of the main benefits of the system architecture are listed below. Manufacturing systems Architecture Diagramīenefits of Using System Architecture Diagrams The system architecture diagram acts as a blueprint and base of the system design by which the system can be upgraded, its issues can be mitigated, and can be used for the product selling or marketing.ĭepending on the types of the system architecture, the system architecture diagram also has some types that are listed below.Ĭollaborative Systems Architecture Diagram Now, taking this architecture, the developer teams would be distributed to work in different parts like one team would develop the both client-side of the system while the other team would develop the backend server, and finally the team c will manage the database.īecause of this, the teams will easily collaborate, and communicate with each other so that the system’s backend and frontend work in a coupled way. Mechanism Condition : "Unknown" With this "Tiffany & Co." miniature desk or travel alarm clock coming to the High-Bidder in its "Untested" estate condition and requiring a new battery - Yes, we DO guarantee this unit to work upon arrival or will refund your monies upon the receipt of item's return.Cosmetic Condition : "Excellent": As photographed above, NO cosmetic imperfections noted, with sliding mechanism working well. (52) Gorgeous vintage green hoop earrings in perfect condition. 0 bids or Best Offer Ending Today at 11:43AM. This clock is not in working condition but can likely be repaired. VINTAGE Bradley Wind Up Travel Alarm Clock Model 4995 w/ box & manual WORKS Pre-Owned: Bradley. Awesome accessory to decorate any room in your home. 199 results for bradley travel alarm clock Save this search Shipping to: 23917 Shop on eBay Brand New 20.00 or Best Offer derosnopS Creative Clock Multifunctional Digital Display Electronic Alarm Clock Brand New 30.38 coolshopping888 (1,284) 97. Vintage Travel Alarm Clock, Cosmo Time, Brown Plastic Folding Case, Quartz, Gold Tone, Bright Dial, Original Box Packaging, Unopened, 1970s (140) 24.00. Add to Favorites Linden Wind Up Clock Vintage1970s clock Alarm clock Travel Alarm Clock in a Brown Case - 1950s YGP Bezel, Hard Leather Metal Case (39) 24.99. Description Vintage Bradley travel alarm clock. Vintage Bradley Travel Alarm Clock in Foldable Case Works (1.8k) 25.00. Cosmetically, this piece appears fantastic, but WILL require a new battery (All authentic "Tiffany & Co." hallmarks photographed above fore detail Sliding face-plate cover bears the following and light engraved monograms: "ABS 1991").Overall Measurements : (When Closed) Slightly over 1.5" in overall height, and slightly over 2.25" in overall diameter. Bradley Travel Alarm Clock 1970s Working (8) 35.00. FREE shipping Add to Favorites German travel alarm clock DUCADO, vintage mechanical wind up travel alarm clock (1.3k) Sale Price 94. 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However, hot take - firstly, as a creature, Umbra Mystic is susceptible to many forms of removal. It was previously only printed in the Rise of the Eldrazi set, which probably accounts for its decent value. This is a nice protection piece for the deck as it protects creatures with Auras attached to them from one instance of destruction. It was first seen in the Theros Beyond Death, with its first reprint in Commander Masters. However, with enchantments being known for their low mana cost, this mighty female warrior can get pretty swole real fast. We all know card draw wins games - hence the recurring joke about Rhystic Study. Not only does it allow you to untap your lands upon an attack trigger, which means giving you mana for combat tricks or responses, the spell itself also has an in-built protection for the creature it’s attached to.Ī creature that powers itself up while giving you card draw? Yes. To be fair, this card has seen some reprints (most of it in previous Commander decks) but still retains decent value precisely because it’s incredibly useful. This recursion piece is a must-have for enchantment decks as it’s extremely difficult to counter or remove (as a land) and was previously only printed in Modern Horizons in 2019. While it’s still fun to play, it’s not the most beginner-friendly as it requires a better understanding of cards for a more precise threat assessment and more game experience in general.Īnd, for this strategy, the deck requires some modifications as you’ll want to include more instant-speed interactions and spells. (Image: Wizards of the Coast)Īlso, you’re generally not going to be playing cards on your turn so you’ll be holding up mana and you need to be sure not to waste them before your next turn comes around, which means knowing what to play and when. It boosts your other Faerie creatures, something this tribal deck wants, and it lets you draw a card when another Faerie dies.Īlela, Cunning Conqueror. Though most, if not all, Commander preconstructed decks rely on combat to win, Fae Dominion works in a tricky way that might not be the most intuitive for new players.įirstly, the face commander, Tegwyll, Duke of Splendor, is a great card on paper. It’s just nice to know you’ll have one of these lying around now because you definitely will be removing it from this deck. This will be a bit of a headscratcher for many as it is kind of known as the big blue finisher filler for recent Commander preconstructed decks.īut why it occupies a spot on our list is because it’s a combo piece that flies under the radar until you really need one and realise that it’s sold out at your local game stores. One might even say it’s an offer you can’t refuse. The only downside is your opponent gets to draw up to two cards, but that’s the Faustian deal for potentially breaking their game plan. It allows you to counter a target spell (instead of noncreature) and lets you draw a card too. Just a generally awesome counterspell-type card that is still pricey for a common card despite numerous reprints. In addition to being a great anthem card, Scion of Oona also provides protection for your Faeries and can potentially double up as a combat trick should your opponent decide to let your attacks through. Yes, you could opt for the cheaper alternative of Negate, but we would rather have a potential attacker/blocker on the field as opposed to holding on to a ‘dead’ card in hand. Aside from being a bounce spell that sets your opponent back, especially if they spent their previous turn to cast that permanent, it’s a creature with an evasion ability.īesides, the ability to cast its Adventure side and the creature side at instant speed greatly synergises with the secondary commander Alela, Cunning Conqueror.Ī flying body on the field with a counter ability is something blue/control players will gladly welcome. The fact that the reprint hasn’t hurt its value that much proves just how good this card is. As a dedicated Faerie tribal deck, this card creates a one-sided board wipe where you emerge from the carnage unscathed and ensures your board state remains way ahead of your opponents’. Though it was reprinted in Commander Masters, thus losing quite a bit of its value, it’s still a powerful board wipe for this deck. But before you start calling Wizards for being ‘basic’, there are different ways to play these decks aside from just ‘beating face’.īut first, let’s take a look at some of the notable reprints in these decks that either give you bang for your buck, or are generally good at supporting what your deck wants to do. There are two decks - a Dimir Faerie tribal deck and a Selesnya enchantment deck. |
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